Frequently Asked Questions
Our Features
Functionality You Will Love
01
What types of financing options does Breeze Capital offer?
Breeze Capital provides a variety of financing solutions, including business lines of credit, equipment financing, and traditional business term loans.
We tailor our offerings to meet the unique needs of your business, ensuring you have the right funding to achieve your goals.
03
Can I apply for a loan if I have bad credit?
While a minimum credit score of 500 is typically required, we consider various factors when reviewing applications. If your credit is below this threshold, we still encourage you to apply, as we may have options available.
02
What are the eligibility requirements for applying for a loan?
To qualify for funding, applicants need to be in business for at least six months, have a minimum credit score of 500, and have over $10,000 in average monthly deposits in the past 90 days.
04
How long does the application process take?
Our application process is designed to be quick and efficient. Many applicants receive approvals within 24 hours, and funds can be available as soon as the same day for qualified borrowers. We strive to make the experience as seamless as possible!
05
Yes! At Breeze Capital, we encourage responsible financial management, and we allow borrowers to pay off their loans early without any prepayment penalties. This flexibility enables you to save on interest costs and manage your finances effectively.
Can I pay off my loan early without penalties?
06
Can I get funding in all parts of Canada?
Yes! Here at Breeze Capital, we fund in ALL Canadian Provinces, as well as most of the United States!